A hit and run accident is one of the most distressing experiences a driver or pedestrian can face. One moment, you’re going about your day, and the next, you’re dealing with injuries, vehicle damage, and the devastating realization that the person responsible has fled the scene. In Tallahassee, these accidents are not uncommon, and knowing how claims are handled can make all the difference in your recovery, both physically and financially.
If you or a loved one has been the victim of a hit and run, this guide is for you. We’ll walk you through what to expect from the claims process, how to protect your rights, and where to turn for help.
What Is a Hit & Run Accident?
A hit and run occurs when a driver involved in a collision leaves the scene without stopping to provide their information or assist injured parties. This can happen with other cars, pedestrians, cyclists, or even property. Florida law requires drivers to stay at the scene of any crash that causes damage or injury, so when someone flees, it’s a serious legal offense.
Unfortunately, hit and run accidents often leave victims feeling powerless. But even if the at-fault driver isn’t immediately found, you still have options.
What to Do Immediately After the Accident
After a hit and run, your first priority is safety. Get medical attention right away, even if your injuries seem minor. Then, follow these steps:
- Call 911 and report the accident.
- Try to remember details about the fleeing vehicle (color, make, model, license plate).
- Take photos of the scene, your injuries, and any property damage.
- Speak to any witnesses and collect their contact information.
- Notify your insurance provider as soon as possible.
These steps can help build a stronger claim later and give authorities a better chance of finding the responsible party.
How the Claims Process Works in Tallahassee
Many victims worry they won’t be able to recover damages if the other driver can’t be found. But in Florida, you still have options through your own insurance.
Personal Injury Protection (PIP)
Florida is a no-fault state, which means your own auto insurance includes Personal Injury Protection (PIP) coverage. PIP helps cover:
- Medical expenses
- Lost wages
- Certain out-of-pocket costs
This applies regardless of who caused the accident.
Uninsured Motorist Coverage (UM)
If you have Uninsured Motorist (UM) coverage on your policy, it may cover injuries caused by a hit and run driver. In many cases, hit and run accidents are treated like uninsured driver claims, because the at-fault party can’t be identified or held accountable directly.
UM coverage can help pay for:
- Medical bills beyond your PIP limits
- Ongoing treatment or rehabilitation
- Pain and suffering
- Lost earning capacity
An experienced attorney can review your policy and determine the full extent of benefits you’re entitled to.
What If the Driver Is Found?
If police are able to locate the driver, you may be able to file a claim directly against their insurance or pursue a personal injury lawsuit. Depending on the circumstances, they may face criminal charges as well. Either way, having strong legal representation will be critical to navigating the process and maximizing your compensation.
Why Legal Support Makes a Difference
Hit and run claims can be especially complex. Insurance companies may try to minimize payouts, or claim your injuries aren’t serious. Without the right legal help, you could end up settling for far less than you need to fully recover.
The team at Joya Injury Law understands what victims of hit and run accidents go through. They approach every case with compassion, determination, and a commitment to justice. Their experience in navigating Tallahassee’s legal landscape ensures your voice is heard and your rights protected.
Whether you need help dealing with an insurance provider or filing a lawsuit, working with a trusted hit and run accident attorney in Tallahassee can make all the difference.
Don’t Wait to Take Action
There are time limits for filing insurance claims and personal injury lawsuits in Florida. Evidence can fade, witnesses may become hard to reach, and delays can harm your case. That’s why it’s so important to act quickly and seek legal guidance as soon as possible.
Reclaim Your Confidence and Your Future
Being the victim of a hit and run is frightening, frustrating, and unfair. But it doesn’t have to define your future. With the right support, you can recover the compensation you deserve, so you can focus on healing, rebuilding, and moving forward with strength.
If you’ve been hurt in a hit and run accident in Tallahassee, don’t face it alone. Reach out to Joya Injury Law and get the help you need to take back control of your life.